Texas All-Lines Adjuster Practice Test
TX Adjuster Texas Licensing & the Commissioner Practice Questions
Texas Licensing & the Commissioner makes up 4 of every 50 questions on a Tigertest TX Adjuster practice test. Here are 10 of the 16 questions on it, each with the answer and the reason.
Updated by the Tigertest team. Based on the Pearson VUE Texas all-lines adjuster content outline effective September 2026. Original questions; 50 per test, weighted like the real 150-question exam. Not affiliated with TDI or Pearson VUE.
1. Under the Texas Insurance Code, which person must hold an adjuster license?
- A.A life insurance claim handler
- B.A bureau's claims supervisor
- C.An engineer hired to inspect
- D.A clerk who only enters data
Answer: B. Insurance Code 4101.001 defines an adjuster to include a person who supervises the handling of claims. Technical experts, clerical staff and life, accident and health claim handlers are exempt under 4101.002.
2. An attorney is exempt from Texas adjuster licensing when the attorney:
- A.Works for only one insurer
- B.Handles only auto liability claims
- C.Has practiced law for five years
- D.Adjusts only incidental to practice
Answer: D. Insurance Code 4101.002 exempts an attorney who adjusts losses periodically and incidentally to the practice of law and does not claim to be an adjuster.
3. A nonresident adjuster with no Texas license may still, under Texas law:
- A.Adjust a single loss in Texas
- B.Adjust losses for one year
- C.Adjust any Texas loss for 90 days
- D.Run a Texas claims office
Answer: A. Insurance Code 4101.002(b) lets a nonresident adjust a single loss, adjust losses from a common catastrophe, or act as a temporary substitute for a licensed adjuster without a Texas license.
4. An adjuster trainee registered with the commissioner may work under a licensed adjuster's supervision without a license for up to:
- A.Six months
- B.24 months
- C.12 months
- D.90 days
Answer: C. Insurance Code 4101.003 allows a registered trainee supervised by a licensed adjuster to act as an adjuster for no more than 12 months.
5. A Texas emergency adjuster license issued after a catastrophe is effective for no more than:
- A.180 days, not renewable
- B.One year, renewable
- C.90 days, renewable once
- D.30 days, not renewable
Answer: C. Insurance Code 4101.101 makes an emergency license effective for up to 90 days, and the commissioner may extend it for one additional 90-day period.
6. Who is responsible for the claims practices of a person working under a Texas emergency adjuster license?
- A.Whoever certified the application
- B.The policyholder's own agent
- C.The emergency adjuster alone
- D.The Commissioner of Insurance
Answer: A. The licensed adjuster or insurer that certifies the emergency application is responsible for the loss or claims practices of the emergency license holder (4101.101(b)).
7. For an emergency adjuster license, the application must be certified to the commissioner no later than which day after the person starts adjusting?
- A.The 15th day
- B.The 10th day
- C.The 30th day
- D.The fifth day
Answer: D. Insurance Code 4101.101(a) requires certification by a licensed adjuster or an insurer with a Texas office not later than the fifth day after the person begins work.
8. To qualify for a Texas adjuster license, an individual must be at least:
- A.25 years old
- B.18 years old
- C.21 years old
- D.16 years old
Answer: B. Insurance Code 4101.053 requires an individual applicant to be at least 18, trustworthy and competent in handling loss claims.
9. A resident of a state that does not license adjusters wants a Texas license to use as a home state license. It should apply for a:
- A.Public adjuster license
- B.Designated home state license
- C.Nonresident emergency license
- D.Limited lines license
Answer: B. Under 4101.001(a)(4) an adjuster whose home state does not license the line may designate Texas as home state. TDI issues this as the designated home state adjuster license.
10. At least what share of a Texas adjuster's required continuing education hours must be completed in a classroom or approved classroom-equivalent setting?
- A.75 percent
- B.100 percent
- C.25 percent
- D.50 percent
Answer: D. Insurance Code 4004.051(c) requires at least half of all required continuing education hours to be in a classroom or approved classroom-equivalent setting.
Practice all 16 texas licensing & the commissioner questions, and the rest of the 200-question bank, in the free TX Adjuster training sets. Questions you miss come back until you have mastered them.
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