Free New Jersey Real Estate Practice Exam 2026

New Jersey real estate exam sample questions and answers

6 of the 110 practice questions, one from each topic, with the answer explained.

1. 1. A tenant who uses a wheelchair asks to install grab bars in the apartment bathroom. Under the Fair Housing Act, the landlord:

   • A.Must pay for the installation
   • B.Must permit it at the tenant's expense
   • C.May raise the rent to cover it
   • D.May refuse because it permanently alters the unit

   Answer: B. The Fair Housing Act requires landlords to allow reasonable modifications for a person with a disability, generally at the tenant's expense. Refusing would be discrimination, and raising rent to offset it is not allowed.

2. 2. Two people are acting co-trustees of a New Jersey trust. One offers to sign the sale documents alone. What should the transaction team verify before relying on that signature?

   • A.That the signer is also a beneficiary of the trust
   • B.That the signer is the older of the two trustees
   • C.Only that the trust has a mailing address
   • D.Whether the trust lets one co-trustee sell alone

   Answer: D. A certification and relevant trust excerpts can establish the powers and whether all or fewer co-trustees must act. The label co-trustee alone does not answer the question.

3. 3. A home appears within an eligible rural area on USDA’s map. A buyer asks whether that alone guarantees a Section 502 Guaranteed loan. What else must be checked?

   • A.Applicant income, primary-residence use and lender checks
   • B.Only whether the lot is zoned for growing crops
   • C.Only whether the seller once financed it with a USDA loan
   • D.Nothing else; the map listing guarantees the funding

   Answer: A. Eligible location is one requirement. The applicant and proposed use must also meet program requirements through an approved lender.

4. 4. The subject home has a two-car garage. A comparable without a garage sold for $300,000, and a garage is worth $15,000. The comparable's adjusted price is:

   • A.$300,000
   • B.$330,000
   • C.$315,000
   • D.$285,000

   Answer: C. The appraiser adjusts the comparable, adding for a feature the subject has and the comparable lacks: $300,000 + $15,000 = $315,000. Subtracting to get $285,000 adjusts in the wrong direction.

5. 5. A valid lease option expressly requires a separate written purchase-election notice before its deadline. The tenant pays every rent installment but sends no election notice. Assume no waiver, extension or exception. Which conclusion follows?

   • A.The landlord must replace the option with a mandatory purchase contract
   • B.Full rent payment automatically exercises the option
   • C.Rent payments did not satisfy the separate election notice
   • D.The tenant already owns the home because occupancy began

   Answer: C. Rent performance and option exercise are different acts under the stated agreement. The tenant has not completed the required election.

6. 6. Where must a New Jersey brokerage put the written disclosure identifying its agency role when it uses a brokerage services agreement for that disclosure?

   • A.In a separate paragraph titled Agency Disclosure
   • B.Anywhere in the property advertisement
   • C.Only in a compensation schedule
   • D.Only in a separate document filed with the Commission

   Answer: A. New Jersey requires a separate Agency Disclosure paragraph in the brokerage services agreement, or a separate signed writing bearing that title.